“She showed us one way to set up a budget, and she reminded us about quarterly tax payments. Then we just made it our goal to do everything possible to get rid of that debt as soon as possible.”
When the couple was first married and the husband was still a student, they made use of the MLC Food Pantry as well. “We’re so grateful to the Ladies’ Auxiliary for the Food Pantry,” they say. “We always got toothpaste and paper towels and so many other things there.”
After graduation, they paid back their smallest loan first, and that helped build momentum and confidence. They knew they could do it. Today, they continue to keep their goals posted around the house, and they enjoy crossing off the payments, one by one. “It’s a matter of always keeping it in the front of our minds,” they say. “We’re so grateful that God is giving us the means to pay off these debts. Without his blessings, we wouldn’t be able to do it.”
The result of this careful stewardship? Freedom.
“We don’t want to owe anybody anything,” they say. “We don’t want the interest to build up. We don’t want to pay more than we need to in the long run. We want to have freedom to do what we want with our money—to pay this off and then move onto the next goal.”
What are the next goals? “A little nicer car might be next. Maybe in a few months. And then maybe we can save to buy a house.”
The point is it can be done.